A buyer who qualifies for FHA 203(b) loan program can also be eligible for an energy-efficient mortgage program. The energy-efficient program assists the homeowner to lower their energy costs. The borrower can add to the expenses generated by energy efficiency improvement to an existing mortgage. The home buyer should engage the help of an accepted energy consultant or a home energy system to check the cost of new energy improvements and the inspection costs can also be added to the loan.
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